"You Need to Break Down into Percentages What you are Willing to pay for Things"

GUEST COMMENT

rtdrury November 21st, 2009 5:47 pm
"historic health care reform"

The elites started editing the history books before they even made the non-history. Their plan was to pretend to do something worthwhile, while actually making things worst, get paid for it, and write themselves a positive review in the media.

The elites are exploiting the people's hope, trust and loyalty, and manufacturing weapons from that to turn against the people. This is a particularly vicious form of oppression. The weapon of mandatory insurance premiums to a cartel of corporate crooks will persuade the people to shut up and continue paying twice for healthcare what people pay in other countries. The cartel has publicly threatened to raise the cost to five times that in a decade and the people have to be softened up for this slated surge of their enslavement. The elite faction in the Whitey House figures the more enslaved the people are the more the people will enjoy it.

If the people are looking for an alternate paradigm, consider breaking down into percentages what you are willing to pay for things. To figure what you should pay for healthcare, you consider that a national insurance pool makes the most sense, so we can talk about average costs, per capita. Now look at the average cost in the countries with the best value, Canada being a great example, and divide that by the average income in Canada, and with the average hours worked you can figure best value healthcare costs in percent of your time. It's not set in stone. You can look to see if for example Canadians happen to be workaholics to some extent and if so then their percent of time figure for healthcare and everything else is probably too high. So you can demand even greater value, and get it. Do this for all the stuff you need and always know what it costs to do things for yourself too. Show your figures to people and ask if they would like an opportunity to serve you at the specified rate. Write up a contract for long term business based on mutual satisfaction with the terms. Make sure the people you do busness with are involved in independent enterprises of ten man-powers or less, and local.

"new purchasing marketplaces called exchanges where self-employed individuals and small businesses could go to shop for and compare coverage plans."

This would be hilarious if it weren't so sad. The elites are fully aware that the people could someday learn to think for themselves. So the elites call on the Bernays disciples to create a new facade which is the "exchange" described in the quote. It's freaky in its idiocy. We ALREADY HAVE a health insurance marketplace and it sucks, because the prices are fixed illegally at twice the cost in other countries. USans are so blinded by the light, they can't see through it. It's criminal for elites to continue cultivating/exploiting this human weakness.

UNITY-PROGRESS RESPONSE
You have the right idea there. Americans need to set some kind of a limit on what percentage of their income they will pay for health expenses (ALL of them COMBINED) if they wish to avoid bankruptcy every ten years and God only knows what kind of destitution in between those bankruptcies every ten years. And if they wish to avoid slavery to health insurance executives, homelessness, and so forth.

Whether your limit will be lower or higher than what the Democrats think your limit should be will depend on individual circumstances, but I can guarantee you that there will be a lot of people who would be wise to set a lower limit than what the right of center Democrats are setting for them. The Democrats, even after all of their at first glance nice sounding limits and regulations are factored in, are effectively setting annual health spending limits for many millions of Americans at well in excess of 20% of anyone's annual income, topping out at, for the sick, as a rough estimate to be improved later, 35% of income. This is of course criminally insane.

You can't defy the laws of personal microeconomics in America or anywhere else. If you pay out 25% or 30% or 35% of your income to health insurance expenses, there are going to be serious consequences for the success or lack of success of your overall personal spending program. There is a lot more that needs expenditure than health care in any rational personal spending program. You have to avoid freezing or starving to death for example.

It would also be nice if there was some money available for job creation outside of the health industry, especially since the banks have taken the economy hostage and are refusing to lend to small and medium sized businesses.

With a target date of the end of the year, I am producing an excel file that will clearly show reasonably good estimates of the real costs of health care in various countries across several disparate income levels, with easy to see comparisons to the far higher US costs. One of several important objectives will be to try to blast away some of the ignorance about premiums being the only or even the main health care expense in the US: as nasty as the premiums alone can be, there is a lot more than just premiums to worry about in the US.

The excel will also, eventually at least, include future year estimations, for 2015, 2020, 2025, and 2030. In short, it will be a clear and quick look at the extent to which Americans are being and will be fleeced. The differences between what Americans pay and what almost everyone else pays are so great, and are destined to grow even greater, that the word "fleeced" is fully justified.

Good weekend and holiday next week to all.

The above very outstanding guest comment and our comment were in response to this article at Common Dreams.